There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Sivaganga branch in Sivaganga, Sivaganga, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Sivaganga or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CNRB0016378. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Sivaganga, Sivaganga

Below in the table are the key details related to IFSC Code CNRB0016378 of Canara Bank for its branch located in Sivaganga, within the district of Sivaganga in the state of Tamil Nadu.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0016378
Branch Sivaganga
City Sivaganga
District Sivaganga
State Tamil Nadu
Address Syndicate Bank Door No 43 Pazhakadai Line Opp Bus Stand Sivaganga Dist Sivaganga

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Sivaganga for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0016378 for the Sivaganga branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0016378 is given to every bank branch, including Canara Bank located in Sivaganga, Sivaganga, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Sivaganga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sivaganga and Sivaganga.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Sivaganga doesn't end up at another location.

Format of the IFSC Code CNRB0016378

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sivaganga in Sivaganga.

For example, the IFSC Code CNRB0016378 of Canara Bank for the Sivaganga branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0016378 of Canara Bank for its Sivaganga branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Sivaganga and Sivaganga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Sivaganga or Sivaganga to get the exact IFSC Code CNRB0016378.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Sivaganga, then it will provide you proper information.

How to Use IFSC Code CNRB0016378 for Online Transfers?

If you have the IFSC Code CNRB0016378 for the Sivaganga branch of Canara Bank in Sivaganga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0016378. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0016378.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Sivaganga in Sivaganga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Sivaganga, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sivaganga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Sivaganga, Sivaganga?

The IFSC Code is CNRB0016378.

Is the IFSC Code CNRB0016378 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Sivaganga?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sivaganga branch?

The address of the branch is Syndicate Bank Door No 43 Pazhakadai Line Opp Bus Stand Sivaganga Dist Sivaganga located in Sivaganga, Sivaganga, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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