The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Rampur, Shimla Dist, H P branch in Simla, Rampur, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Simla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0003241. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Rampur, Shimla Dist, H P, Simla
Below in the table are the key details related to IFSC Code CNRB0003241 of Canara Bank for its branch located in Simla, within the district of Rampur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0003241 |
| Branch | Rampur, Shimla Dist, H P |
| City | Simla |
| District | Rampur |
| State | Himachal Pradesh |
| Address | Canara Bank, Sai Enclave, Main Bazar, Rampur Bushar, Pin 172001 (H.P) |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Simla for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0003241 for the Rampur, Shimla Dist, H P branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Rampur, Shimla Dist, H P, Simla, Himachal Pradesh, are allotted a unique IFSC like CNRB0003241 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Simla.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Simla and Rampur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Rampur, Shimla Dist, H P reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code CNRB0003241
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rampur, Shimla Dist, H P in Simla.
For example, the IFSC Code CNRB0003241 of Canara Bank for the Rampur, Shimla Dist, H P branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0003241 of Canara Bank for its Rampur, Shimla Dist, H P branch located in Simla, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Simla and Rampur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Rampur, Shimla Dist, H P or Simla to get the exact IFSC Code CNRB0003241.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Simla that will provide accurate information.
How to Use IFSC Code CNRB0003241 for Online Transfers?
Once you have the IFSC Code CNRB0003241 for the Rampur, Shimla Dist, H P branch of Canara Bank in Simla, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0003241. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0003241.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Rampur, Shimla Dist, H P in Simla, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Rampur, Shimla Dist, H P, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Simla manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0003241.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank, Sai Enclave, Main Bazar, Rampur Bushar, Pin 172001 (H.P) located in Simla, Rampur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.