The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Shivamogga Tunga Nagar branch in Shimoga, Shimoga, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Shimoga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0011928. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Shivamogga Tunga Nagar, Shimoga
Here are the key points that are associated with the IFSC Code CNRB0011928 of Canara Bank for its branch located in Shimoga, within the district of Shimoga in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0011928 |
| Branch | Shivamogga Tunga Nagar |
| City | Shimoga |
| District | Shimoga |
| State | Karnataka |
| Address | Mig 9A Khb Colony 1St Phase Gopala Shivamogga Shivamogga Karnataka India 577201 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Shimoga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0011928 for the Shivamogga Tunga Nagar branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Shivamogga Tunga Nagar, Shimoga, Karnataka, are allotted a unique IFSC like CNRB0011928 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shimoga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shimoga and Shimoga.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Shivamogga Tunga Nagar reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code CNRB0011928
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivamogga Tunga Nagar in Shimoga.
For example, the IFSC Code CNRB0011928 of Canara Bank for the Shivamogga Tunga Nagar branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0011928 of Canara Bank for its Shivamogga Tunga Nagar branch located in Shimoga, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Shimoga and Shimoga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Shivamogga Tunga Nagar or Shimoga to get the exact IFSC Code CNRB0011928.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Shimoga, you'll get the correct details.
How to Use IFSC Code CNRB0011928 for Online Transfers?
Once you have the IFSC Code CNRB0011928 for the Shivamogga Tunga Nagar branch of Canara Bank in Shimoga, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0011928. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0011928.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Shivamogga Tunga Nagar in Shimoga, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Shivamogga Tunga Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Shimoga manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0011928.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mig 9A Khb Colony 1St Phase Gopala Shivamogga Shivamogga Karnataka India 577201 located in Shimoga, Shimoga, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.