IFSC Code of Canara Bank, Shimla Ii, Shimla, Himachal Pradesh- CNRB0018900

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Shimla Ii branch in Shimla, Shimla, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Shimla or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0018900. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Shimla Ii, Shimla

Below in the table are the key details related to IFSC Code CNRB0018900 of Canara Bank for its branch located in Shimla, within the district of Shimla in the state of Himachal Pradesh.

These details help users in online banking and for businesses and individuals who use Canara Bank in Shimla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018900 for the Shimla Ii branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0018900 is given to every bank branch, including Canara Bank located in Shimla Ii, Shimla, Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Canara Bank branch in Shimla.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shimla and Shimla.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Shimla Ii doesn't end up at another location.

Format of the IFSC Code CNRB0018900

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shimla Ii in Shimla.

For example, the IFSC Code CNRB0018900 of Canara Bank for the Shimla Ii branch has these elements, identifying the bank and the branch location in Shimla and Himachal Pradesh correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0018900 of Canara Bank for its Shimla Ii branch located in Shimla, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Shimla and Shimla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Shimla Ii or Shimla to get the exact IFSC Code CNRB0018900.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Shimla, then it will provide you proper information.

How to Use IFSC Code CNRB0018900 for Online Transfers?

Once you have the IFSC Code CNRB0018900 for the Shimla Ii branch of Canara Bank in Shimla, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018900. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018900.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Shimla Ii in Shimla, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Shimla Ii, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shimla manage online transfers as well as cheque clearances with ease.