For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Rampuratauli branch in Saran, Rampur Atauli, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Saran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0001728. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Rampuratauli, Saran

Here are the key points that are associated with the IFSC Code CNRB0001728 of Canara Bank for its branch located in Saran, within the district of Rampur Atauli in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001728
Branch Rampuratauli
City Saran
District Rampur Atauli
State Bihar
Address A.T. & Po Rampur,Athauli Block, Tariaya P.S., Ishwarpur,, Saran Dist (Bihar) - 841421

These details help users in online banking and for businesses and individuals who use Canara Bank in Saran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001728 for the Rampuratauli branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Rampuratauli, Saran, Bihar, are allotted a unique IFSC like CNRB0001728 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Saran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Saran and Rampur Atauli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Rampuratauli reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CNRB0001728

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rampuratauli in Saran.

For example, the IFSC Code CNRB0001728 of Canara Bank for the Rampuratauli branch includes these elements, identifying the bank and the branch location in Saran and Bihar accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0001728 of Canara Bank for its Rampuratauli branch located in Saran, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Saran and Rampur Atauli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Rampuratauli or Saran to get the exact IFSC Code CNRB0001728.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Saran, you'll get the correct details.

How to Use IFSC Code CNRB0001728 for Online Transfers?

Once you have the IFSC Code CNRB0001728 for the Rampuratauli branch of Canara Bank in Saran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0001728. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001728.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Rampuratauli in Saran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Rampuratauli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Saran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Rampuratauli, Saran?

The IFSC Code is CNRB0001728.

Is the IFSC Code CNRB0001728 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Rampuratauli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rampuratauli branch?

The address of the branch is A.T. & Po Rampur,Athauli Block, Tariaya P.S., Ishwarpur,, Saran Dist (Bihar) - 841421 located in Saran, Rampur Atauli, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.