The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Adityapura-Ssi branch in Saraikela-Kharsawan, Adityapur, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Saraikela-Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0002799. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Adityapura-Ssi, Saraikela-Kharsawan
The table below shows the main details of the IFSC Code CNRB0002799 for the Canara Bank branch in Saraikela-Kharsawan, which falls under the Adityapur district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0002799 |
| Branch | Adityapura-Ssi |
| City | Saraikela-Kharsawan |
| District | Adityapur |
| State | Jharkhand |
| Address | Adityapur,, Jamshedpur |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Saraikela-Kharsawan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002799 for the Adityapura-Ssi branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Adityapura-Ssi, Saraikela-Kharsawan, Jharkhand, are allotted a unique IFSC like CNRB0002799 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Saraikela-Kharsawan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Saraikela-Kharsawan and Adityapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Adityapura-Ssi reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code CNRB0002799
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adityapura-Ssi in Saraikela-Kharsawan.
For example, the IFSC Code CNRB0002799 of Canara Bank for the Adityapura-Ssi branch includes these elements, identifying the bank and the branch location in Saraikela-Kharsawan and Jharkhand accurately.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0002799 of Canara Bank for its Adityapura-Ssi branch located in Saraikela-Kharsawan, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Saraikela-Kharsawan and Adityapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Adityapura-Ssi or Saraikela-Kharsawan to find the exact IFSC Code CNRB0002799.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Saraikela-Kharsawan will provide accurate information.
How to Use IFSC Code CNRB0002799 for Online Transfers?
Once you have the IFSC Code CNRB0002799 for the Adityapura-Ssi branch of Canara Bank in Saraikela-Kharsawan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0002799. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002799.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Adityapura-Ssi in Saraikela-Kharsawan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Adityapura-Ssi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Saraikela-Kharsawan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0002799.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Adityapur,, Jamshedpur located in Saraikela-Kharsawan, Adityapur, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.