Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Byrnihat branch in Ri Bhoi, Burnihat, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Ri Bhoi or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code CNRB0004155. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Byrnihat, Ri Bhoi

Here are the main details that are associated with the IFSC Code CNRB0004155 of Canara Bank for its branch located in Ri Bhoi, within the district of Burnihat in the state of Meghalaya.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004155
Branch Byrnihat
City Ri Bhoi
District Burnihat
State Meghalaya
Address 1St Floor,Village Borbhuin, P.O. Byrnihat, G S Road,District Ri-Bhoi, Meghalaya - 793101

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Ri Bhoi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004155 for the Byrnihat branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Byrnihat, Ri Bhoi, Meghalaya, is provided with a unique IFSC like CNRB0004155 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Ri Bhoi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ri Bhoi and Burnihat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Byrnihat do not get mixed with another location.

Format of the IFSC Code CNRB0004155

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Byrnihat in Ri Bhoi.

For example, the IFSC Code CNRB0004155 of Canara Bank for the Byrnihat branch has these elements, identifying the bank and the branch location in Ri Bhoi and Meghalaya correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004155 of Canara Bank for its Byrnihat branch located in Ri Bhoi, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Ri Bhoi and Burnihat, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Byrnihat or Ri Bhoi to get the exact IFSC Code CNRB0004155.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Ri Bhoi, you'll get the correct details.

How to Use IFSC Code CNRB0004155 for Online Transfers?

Once you have the IFSC Code CNRB0004155 for the Byrnihat branch of Canara Bank in Ri Bhoi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004155. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004155.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Byrnihat in Ri Bhoi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Byrnihat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ri Bhoi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Byrnihat, Ri Bhoi?

The IFSC Code is CNRB0004155.

Is the IFSC Code CNRB0004155 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Byrnihat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Byrnihat branch?

The address of the branch is 1St Floor,Village Borbhuin, P.O. Byrnihat, G S Road,District Ri-Bhoi, Meghalaya - 793101 located in Ri Bhoi, Burnihat, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.