For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Raghunathpur Thermal Power Station branch in Purulia, Ragunathpur, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Purulia or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0006777. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Raghunathpur Thermal Power Station, Purulia
Below in the table are the key details related to IFSC Code CNRB0006777 of Canara Bank for its branch located in Purulia, within the district of Ragunathpur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0006777 |
| Branch | Raghunathpur Thermal Power Station |
| City | Purulia |
| District | Ragunathpur |
| State | West Bengal |
| Address | Raghunathpur Damodar Valley Corporation Rtps,Dist-Purulia Raghunathpur Tps West Bengal 7231133 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Purulia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006777 for the Raghunathpur Thermal Power Station branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0006777 is given to every bank branch, including Canara Bank located in Raghunathpur Thermal Power Station, Purulia, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Purulia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Purulia and Ragunathpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Raghunathpur Thermal Power Station doesn't end up at another location.
Format of the IFSC Code CNRB0006777
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raghunathpur Thermal Power Station in Purulia.
For example, the IFSC Code CNRB0006777 of Canara Bank for the Raghunathpur Thermal Power Station branch includes these elements, identifying the bank and the branch location in Purulia and West Bengal accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0006777 of Canara Bank for its Raghunathpur Thermal Power Station branch located in Purulia, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Purulia and Ragunathpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Raghunathpur Thermal Power Station or Purulia to get the exact IFSC Code CNRB0006777.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Purulia, you'll get the correct details.
How to Use IFSC Code CNRB0006777 for Online Transfers?
Once you have the IFSC Code CNRB0006777 for the Raghunathpur Thermal Power Station branch of Canara Bank in Purulia, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0006777. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0006777.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Raghunathpur Thermal Power Station in Purulia, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Raghunathpur Thermal Power Station, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Purulia to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0006777.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Raghunathpur Damodar Valley Corporation Rtps,Dist-Purulia Raghunathpur Tps West Bengal 7231133 located in Purulia, Ragunathpur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.