IFSC Code of Canara Bank, Ghongha, Puruliya, West Bengal — CNRB0005198

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Ghongha branch in Purulia, Puruliya, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Purulia or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0005198. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Ghongha, Purulia

Here are the main details that are associated with the IFSC Code CNRB0005198 of Canara Bank for its branch located in Purulia, within the district of Puruliya in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Purulia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005198 for the Ghongha branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Ghongha, Purulia, West Bengal, is provided with a unique IFSC like CNRB0005198 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Canara Bank branch in Purulia.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Purulia and Puruliya.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Ghongha do not get mixed with another location.

Format of the IFSC Code CNRB0005198

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghongha in Purulia.

For example, the IFSC Code CNRB0005198 of Canara Bank for the Ghongha branch includes these elements, identifying the bank and the branch location in Purulia and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0005198 of Canara Bank for its Ghongha branch located in Purulia, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Purulia and Puruliya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Ghongha or Purulia to find the exact IFSC Code CNRB0005198.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Purulia will provide accurate information.

How to Use IFSC Code CNRB0005198 for Online Transfers?

Once you have the IFSC Code CNRB0005198 for the Ghongha branch of Canara Bank in Purulia, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0005198. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005198.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Ghongha in Purulia, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Ghongha, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Purulia manage their online transfers and cheque clearances easily.