There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Bithnauli Khemchand branch in Purnia, Krityanandnagar, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Purnia or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CNRB0006096. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Bithnauli Khemchand, Purnia
Here are the key points that are associated with the IFSC Code CNRB0006096 of Canara Bank for its branch located in Purnia, within the district of Krityanandnagar in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0006096 |
| Branch | Bithnauli Khemchand |
| City | Purnia |
| District | Krityanandnagar |
| State | Bihar |
| Address | Between Main Chowk And K Nagar Police Station, Main Road, Nh 107, Kirtyanand Nagar, Purnea Dt Bithnauli Khemchand Bihar 854301 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Purnia for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006096 for the Bithnauli Khemchand branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Bithnauli Khemchand, Purnia, Bihar, are given a unique IFSC like CNRB0006096 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Purnia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Purnia and Krityanandnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Bithnauli Khemchand goes to the correct branch. This is important because Canara Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0006096
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bithnauli Khemchand in Purnia.
For example, the IFSC Code CNRB0006096 of Canara Bank for the Bithnauli Khemchand branch has these elements, identifying the bank and the branch location in Purnia and Bihar correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0006096 of Canara Bank for its Bithnauli Khemchand branch located in Purnia, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Purnia and Krityanandnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Bithnauli Khemchand or Purnia to find the exact IFSC Code CNRB0006096.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Purnia will provide accurate information.
How to Use IFSC Code CNRB0006096 for Online Transfers?
If you have the IFSC Code CNRB0006096 for the Bithnauli Khemchand branch of Canara Bank in Purnia, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0006096. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0006096.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Bithnauli Khemchand in Purnia, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Bithnauli Khemchand, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Purnia to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0006096.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Between Main Chowk And K Nagar Police Station, Main Road, Nh 107, Kirtyanand Nagar, Purnea Dt Bithnauli Khemchand Bihar 854301 located in Purnia, Krityanandnagar, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.