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IFSC Code of Canara Bank, Kajhi, Banmankhi, Bihar — CNRB0005472

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kajhi branch in Purnea, Banmankhi, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Purnea or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0005472. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kajhi, Purnea

Here are the main details that are associated with the IFSC Code CNRB0005472 of Canara Bank for its branch located in Purnea, within the district of Banmankhi in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005472
Branch Kajhi
City Purnea
District Banmankhi
State Bihar
Address Canara Bank Vill Po Kajhi Via Banmankhi Dist Purnea Kajhi Bihar 854202

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Purnea for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005472 for the Kajhi branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kajhi, Purnea, Bihar, is provided with a unique IFSC like CNRB0005472 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Purnea.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Purnea and Banmankhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kajhi do not get mixed with another location.

Format of the IFSC Code CNRB0005472

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kajhi in Purnea.

For example, the IFSC Code CNRB0005472 of Canara Bank for the Kajhi branch includes these elements, identifying the bank and the branch location in Purnea and Bihar accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0005472 of Canara Bank for its Kajhi branch located in Purnea, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Purnea and Banmankhi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kajhi or Purnea to get the exact IFSC Code CNRB0005472.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Purnea, you'll get the correct details.

How to Use IFSC Code CNRB0005472 for Online Transfers?

Once you have the IFSC Code CNRB0005472 for the Kajhi branch of Canara Bank in Purnea, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0005472. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005472.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kajhi in Purnea, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kajhi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Purnea manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kajhi, Purnea?

The IFSC Code is CNRB0005472.

Is the IFSC Code CNRB0005472 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kajhi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kajhi branch?

The address of the branch is Canara Bank Vill Po Kajhi Via Banmankhi Dist Purnea Kajhi Bihar 854202 located in Purnea, Banmankhi, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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