Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Jugsalai branch in Purbi Singhbhum, Jugsalai, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Purbi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0003513. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jugsalai, Purbi Singhbhum

Here are some of the key details that come with the IFSC Code CNRB0003513 of Canara Bank for its branch located in Purbi Singhbhum, within the district of Jugsalai in the state of Jharkhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0003513
Branch Jugsalai
City Purbi Singhbhum
District Jugsalai
State Jharkhand
Address Canara Bank, Kailash Tower Station Road Jugsalai Jamshedpur Dist-East Singhbhum-831006

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Purbi Singhbhum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0003513 for the Jugsalai branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Jugsalai, Purbi Singhbhum, Jharkhand, is provided with a unique IFSC like CNRB0003513 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Purbi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Purbi Singhbhum and Jugsalai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Jugsalai do not get mixed with another location.

Format of the IFSC Code CNRB0003513

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jugsalai in Purbi Singhbhum.

For example, the IFSC Code CNRB0003513 of Canara Bank for the Jugsalai branch has these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0003513 of Canara Bank for its Jugsalai branch located in Purbi Singhbhum, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Purbi Singhbhum and Jugsalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Jugsalai or Purbi Singhbhum to get the exact IFSC Code CNRB0003513.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Purbi Singhbhum that will provide accurate information.

How to Use IFSC Code CNRB0003513 for Online Transfers?

Once you have the IFSC Code CNRB0003513 for the Jugsalai branch of Canara Bank in Purbi Singhbhum, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0003513. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0003513.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Jugsalai in Purbi Singhbhum, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jugsalai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Purbi Singhbhum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jugsalai, Purbi Singhbhum?

The IFSC Code is CNRB0003513.

Is the IFSC Code CNRB0003513 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jugsalai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jugsalai branch?

The address of the branch is Canara Bank, Kailash Tower Station Road Jugsalai Jamshedpur Dist-East Singhbhum-831006 located in Purbi Singhbhum, Jugsalai, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.