There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Rajgurunagar branch in Pune, Rajgurunagar, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Pune or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code CNRB0008649. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Rajgurunagar, Pune

The table below shows the main details of the IFSC Code CNRB0008649 for the Canara Bank branch in Pune, which falls under the Rajgurunagar district in Maharashtra.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0008649
Branch Rajgurunagar
City Pune
District Rajgurunagar
State Maharashtra
Address Canara Bank, Apmc Building, Krushi Utpanna Bazar Samiti, Pune-Nashik Road 165581 Taluka Khed District Pune State Maharashtra

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0008649 for the Rajgurunagar branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0008649 is given to every bank branch, including Canara Bank located in Rajgurunagar, Pune, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Rajgurunagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Rajgurunagar doesn't end up at another location.

Format of the IFSC Code CNRB0008649

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajgurunagar in Pune.

For example, the IFSC Code CNRB0008649 of Canara Bank for the Rajgurunagar branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0008649 of Canara Bank for its Rajgurunagar branch located in Pune, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Pune and Rajgurunagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Rajgurunagar or Pune to find the exact IFSC Code CNRB0008649.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Pune will provide accurate information.

How to Use IFSC Code CNRB0008649 for Online Transfers?

Once you have the IFSC Code CNRB0008649 for the Rajgurunagar branch of Canara Bank in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0008649. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0008649.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Rajgurunagar in Pune may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Rajgurunagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Rajgurunagar, Pune?

The IFSC Code is CNRB0008649.

Is the IFSC Code CNRB0008649 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Rajgurunagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajgurunagar branch?

The address of the branch is Canara Bank, Apmc Building, Krushi Utpanna Bazar Samiti, Pune-Nashik Road 165581 Taluka Khed District Pune State Maharashtra located in Pune, Rajgurunagar, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.