The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Villianur branch in Pondicherry, Villianur, Puducherry, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Pondicherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code CNRB0019603. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Villianur, Pondicherry
Here are some of the key details that come with the IFSC Code CNRB0019603 of Canara Bank for its branch located in Pondicherry, within the district of Villianur in the state of Puducherry.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019603 |
| Branch | Villianur |
| City | Pondicherry |
| District | Villianur |
| State | Puducherry |
| Address | No 22 1St Floor Perumal Koil Street Villianur Distpuducherrypin605 110 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Pondicherry for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019603 for the Villianur branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019603 is given to every bank branch, including Canara Bank located in Villianur, Pondicherry, Puducherry, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Pondicherry.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pondicherry and Villianur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Puducherry and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Villianur doesn't end up at another location.
Format of the IFSC Code CNRB0019603
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Villianur in Pondicherry.
For example, the IFSC Code CNRB0019603 of Canara Bank for the Villianur branch includes these elements, identifying the bank and the branch location in Pondicherry and Puducherry correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019603 of Canara Bank for its Villianur branch located in Pondicherry, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Pondicherry and Villianur, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Villianur or Pondicherry to get the exact IFSC Code CNRB0019603.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Pondicherry, you'll get the correct details.
How to Use IFSC Code CNRB0019603 for Online Transfers?
Once you have the IFSC Code CNRB0019603 for the Villianur branch of Canara Bank in Pondicherry, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0019603. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019603.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Villianur in Pondicherry, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Villianur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pondicherry manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019603.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No 22 1St Floor Perumal Koil Street Villianur Distpuducherrypin605 110 located in Pondicherry, Villianur, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.