For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Patiala Anand Nagar branch in Patiala, Patiala, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Patiala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0019613. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Patiala Anand Nagar, Patiala

Here are some of the key details that come with the IFSC Code CNRB0019613 of Canara Bank for its branch located in Patiala, within the district of Patiala in the state of Punjab.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019613
Branch Patiala Anand Nagar
City Patiala
District Patiala
State Punjab
Address Canara Bank 1 Street Number 9 Anand Nagar Patiala Patiala Punjab India 147001

These details helps users in online banking and for businesses and individuals who use Canara Bank in Patiala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019613 for the Patiala Anand Nagar branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Patiala Anand Nagar, Patiala, Punjab, are allotted a unique IFSC like CNRB0019613 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Patiala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Patiala and Patiala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Patiala Anand Nagar reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code CNRB0019613

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patiala Anand Nagar in Patiala.

For example, the IFSC Code CNRB0019613 of Canara Bank for the Patiala Anand Nagar branch includes these elements, identifying the bank and the branch location in Patiala and Punjab correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0019613 of Canara Bank for its Patiala Anand Nagar branch located in Patiala, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Patiala and Patiala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Patiala Anand Nagar or Patiala to get the exact IFSC Code CNRB0019613.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Patiala, then it will provide you proper information.

How to Use IFSC Code CNRB0019613 for Online Transfers?

Once you have the IFSC Code CNRB0019613 for the Patiala Anand Nagar branch of Canara Bank in Patiala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0019613. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019613.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Patiala Anand Nagar in Patiala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Patiala Anand Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patiala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Patiala Anand Nagar, Patiala?

The IFSC Code is CNRB0019613.

Is the IFSC Code CNRB0019613 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Patiala Anand Nagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Patiala Anand Nagar branch?

The address of the branch is Canara Bank 1 Street Number 9 Anand Nagar Patiala Patiala Punjab India 147001 located in Patiala, Patiala, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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