The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Podiyadi branch in Pathanamthitta, Pathanamthitta, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0005519. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Podiyadi, Pathanamthitta

Here are some of the key details that come with the IFSC Code CNRB0005519 of Canara Bank for its branch located in Pathanamthitta, within the district of Pathanamthitta in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005519
Branch Podiyadi
City Pathanamthitta
District Pathanamthitta
State Kerala
Address Manimangalam Towers, Podiyadi P O Pin 689110, Pathanamthitta District, Kerala

These details help users in online banking and for businesses and individuals who use Canara Bank in Pathanamthitta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005519 for the Podiyadi branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Podiyadi, Pathanamthitta, Kerala, is provided a unique IFSC like CNRB0005519 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Pathanamthitta.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pathanamthitta and Pathanamthitta.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Podiyadi do not get misguided to another person.

Format of the IFSC Code CNRB0005519

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Podiyadi in Pathanamthitta.

For example, the IFSC Code CNRB0005519 of Canara Bank for the Podiyadi branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0005519 of Canara Bank for its Podiyadi branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Pathanamthitta and Pathanamthitta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Podiyadi or Pathanamthitta to get the exact IFSC Code CNRB0005519.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Pathanamthitta, then it will provide you proper information.

How to Use IFSC Code CNRB0005519 for Online Transfers?

Once you have the IFSC Code CNRB0005519 for the Podiyadi branch of Canara Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0005519. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005519.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Podiyadi in Pathanamthitta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Podiyadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Podiyadi, Pathanamthitta?

The IFSC Code is CNRB0005519.

Is the IFSC Code CNRB0005519 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Podiyadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Podiyadi branch?

The address of the branch is Manimangalam Towers, Podiyadi P O Pin 689110, Pathanamthitta District, Kerala located in Pathanamthitta, Pathanamthitta, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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