Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Perunad Branch branch in Pathanamthitta, Perunad, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0006601. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Perunad Branch, Pathanamthitta

Here are the key points that are associated with the IFSC Code CNRB0006601 of Canara Bank for its branch located in Pathanamthitta, within the district of Perunad in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006601
Branch Perunad Branch
City Pathanamthitta
District Perunad
State Kerala
Address Canara Bank Jai Santhoshi Maa Building Madathumazhi,Ranni Perunad Kerala 689711

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Pathanamthitta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006601 for the Perunad Branch branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Perunad Branch, Pathanamthitta, Kerala, are allotted a unique IFSC like CNRB0006601 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pathanamthitta and Perunad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Perunad Branch reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code CNRB0006601

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Perunad Branch in Pathanamthitta.

For example, the IFSC Code CNRB0006601 of Canara Bank for the Perunad Branch branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0006601 of Canara Bank for its Perunad Branch branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Pathanamthitta and Perunad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Perunad Branch or Pathanamthitta to get the exact IFSC Code CNRB0006601.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code CNRB0006601 for Online Transfers?

Once you have the IFSC Code CNRB0006601 for the Perunad Branch branch of Canara Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0006601. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006601.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Perunad Branch in Pathanamthitta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Perunad Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Perunad Branch Pathanamthitta?

The IFSC Code of the Perunad Branch Pathanamthitta branch is CNRB0006601.

Is IFSC Code CNRB0006601 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Perunad Branch branch?

The branch is located at Canara Bank Jai Santhoshi Maa Building Madathumazhi,Ranni Perunad Kerala 689711.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.