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IFSC Code of Canara Bank, Kalamandapam, Palakkad, Kerala — CNRB0014455

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kalamandapam branch in Palakkad, Palakkad, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014455. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kalamandapam, Palakkad

Here are some of the key details that come with the IFSC Code CNRB0014455 of Canara Bank for its branch located in Palakkad, within the district of Palakkad in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014455
Branch Kalamandapam
City Palakkad
District Palakkad
State Kerala
Address Ward No 10 M One Business Centre First Marutha Road Village Chandranagar Palakkad 678007

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Palakkad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014455 for the Kalamandapam branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kalamandapam, Palakkad, Kerala, is provided a unique IFSC like CNRB0014455 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Palakkad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Palakkad and Palakkad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kalamandapam do not get misguided to another person.

Format of the IFSC Code CNRB0014455

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalamandapam in Palakkad.

For example, the IFSC Code CNRB0014455 of Canara Bank for the Kalamandapam branch has these elements, identifying the bank and the branch location in Palakkad and Kerala correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0014455 of Canara Bank for its Kalamandapam branch located in Palakkad, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Palakkad and Palakkad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Kalamandapam or Palakkad to find the exact IFSC Code CNRB0014455.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Palakkad will provide accurate information.

How to Use IFSC Code CNRB0014455 for Online Transfers?

If you have the IFSC Code CNRB0014455 for the Kalamandapam branch of Canara Bank in Palakkad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0014455. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0014455.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Kalamandapam in Palakkad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kalamandapam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Palakkad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kalamandapam, Palakkad?

The IFSC Code is CNRB0014455.

Is the IFSC Code CNRB0014455 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kalamandapam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kalamandapam branch?

The address of the branch is Ward No 10 M One Business Centre First Marutha Road Village Chandranagar Palakkad 678007 located in Palakkad, Palakkad, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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