The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Shyamnagar branch in North 24 Parganas, Shyamnagar, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019707. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Shyamnagar, North 24 Parganas

Below in the table are the key details related to IFSC Code CNRB0019707 of Canara Bank for its branch located in North 24 Parganas, within the district of Shyamnagar in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019707
Branch Shyamnagar
City North 24 Parganas
District Shyamnagar
State West Bengal
Address 308 Goshpara Road Po Shyamnagar North 24 Parganas West Bengal Shyamnagar West Bengal India 743127

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in North 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019707 for the Shyamnagar branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Shyamnagar, North 24 Parganas, West Bengal, is provided a unique IFSC like CNRB0019707 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in North 24 Parganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North 24 Parganas and Shyamnagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Shyamnagar do not get misguided to another person.

Format of the IFSC Code CNRB0019707

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shyamnagar in North 24 Parganas.

For example, the IFSC Code CNRB0019707 of Canara Bank for the Shyamnagar branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019707 of Canara Bank for its Shyamnagar branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in North 24 Parganas and Shyamnagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Shyamnagar or North 24 Parganas to get the exact IFSC Code CNRB0019707.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and North 24 Parganas, you'll get the correct details.

How to Use IFSC Code CNRB0019707 for Online Transfers?

Once you have the IFSC Code CNRB0019707 for the Shyamnagar branch of Canara Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0019707. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019707.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Shyamnagar in North 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Shyamnagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Shyamnagar North 24 Parganas?

The IFSC Code of the Shyamnagar North 24 Parganas branch is CNRB0019707.

Is IFSC Code CNRB0019707 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Shyamnagar branch?

The branch is located at 308 Goshpara Road Po Shyamnagar North 24 Parganas West Bengal Shyamnagar West Bengal India 743127.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.