The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Madhyamgram branch in North 24 Parganas, Madhyamgram, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0003643. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Madhyamgram, North 24 Parganas
Here are the key points that are associated with the IFSC Code CNRB0003643 of Canara Bank for its branch located in North 24 Parganas, within the district of Madhyamgram in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0003643 |
| Branch | Madhyamgram |
| City | North 24 Parganas |
| District | Madhyamgram |
| State | West Bengal |
| Address | Canara Bank Sodepur Road, Near Kali Bari Po- Madhyamgram Ps-Barasat Dist-24 Pragana North Pin-700129 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in North 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0003643 for the Madhyamgram branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Madhyamgram, North 24 Parganas, West Bengal, are allotted a unique IFSC like CNRB0003643 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like North 24 Parganas and Madhyamgram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Madhyamgram reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code CNRB0003643
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madhyamgram in North 24 Parganas.
For example, the IFSC Code CNRB0003643 of Canara Bank for the Madhyamgram branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0003643 of Canara Bank for its Madhyamgram branch located in North 24 Parganas, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in North 24 Parganas and Madhyamgram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Madhyamgram or North 24 Parganas to find the exact IFSC Code CNRB0003643.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and North 24 Parganas will provide accurate information.
How to Use IFSC Code CNRB0003643 for Online Transfers?
Once you have the IFSC Code CNRB0003643 for the Madhyamgram branch of Canara Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0003643. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0003643.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Madhyamgram in North 24 Parganas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Madhyamgram, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0003643.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Canara Bank Sodepur Road, Near Kali Bari Po- Madhyamgram Ps-Barasat Dist-24 Pragana North Pin-700129 located in North 24 Parganas, Madhyamgram, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.