The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kachua Swarupnagar branch in North 24 Parganas, Swarupnagar, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0003616. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kachua Swarupnagar, North 24 Parganas

The table below shows the main details of the IFSC Code CNRB0003616 for the Canara Bank branch in North 24 Parganas, which falls under the Swarupnagar district in West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0003616
Branch Kachua Swarupnagar
City North 24 Parganas
District Swarupnagar
State West Bengal
Address Canara Bank,Swarupnagar Bazar, Po-Kachua, Block-Basirhat-Ii, Ps- Basirhat, Dist-24 Pragana North, Pin-743424

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in North 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0003616 for the Kachua Swarupnagar branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Kachua Swarupnagar, North 24 Parganas, West Bengal, are given a unique IFSC like CNRB0003616 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like North 24 Parganas and Swarupnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Kachua Swarupnagar goes to the correct branch. This is important because Canara Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0003616

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kachua Swarupnagar in North 24 Parganas.

For example, the IFSC Code CNRB0003616 of Canara Bank for the Kachua Swarupnagar branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0003616 of Canara Bank for its Kachua Swarupnagar branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in North 24 Parganas and Swarupnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Kachua Swarupnagar or North 24 Parganas to get the exact IFSC Code CNRB0003616.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and North 24 Parganas that will provide accurate information.

How to Use IFSC Code CNRB0003616 for Online Transfers?

Once you have the IFSC Code CNRB0003616 for the Kachua Swarupnagar branch of Canara Bank in North 24 Parganas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0003616. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0003616.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Kachua Swarupnagar in North 24 Parganas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kachua Swarupnagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kachua Swarupnagar, North 24 Parganas?

The IFSC Code is CNRB0003616.

Is the IFSC Code CNRB0003616 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kachua Swarupnagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kachua Swarupnagar branch?

The address of the branch is Canara Bank,Swarupnagar Bazar, Po-Kachua, Block-Basirhat-Ii, Ps- Basirhat, Dist-24 Pragana North, Pin-743424 located in North 24 Parganas, Swarupnagar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.