For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Dakhineswar branch in North 24 Parganas, Dakshineshwar, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0004999. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Dakhineswar, North 24 Parganas

Here are the main details that are associated with the IFSC Code CNRB0004999 of Canara Bank for its branch located in North 24 Parganas, within the district of Dakshineshwar in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004999
Branch Dakhineswar
City North 24 Parganas
District Dakshineshwar
State West Bengal
Address Ground Floor 14 Tn Biswas Road Kolkata-700035

These details helps users in online banking and for businesses and individuals who use Canara Bank in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004999 for the Dakhineswar branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Dakhineswar, North 24 Parganas, West Bengal, are allotted a unique IFSC like CNRB0004999 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like North 24 Parganas and Dakshineshwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Dakhineswar reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code CNRB0004999

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dakhineswar in North 24 Parganas.

For example, the IFSC Code CNRB0004999 of Canara Bank for the Dakhineswar branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004999 of Canara Bank for its Dakhineswar branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in North 24 Parganas and Dakshineshwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Dakhineswar or North 24 Parganas to get the exact IFSC Code CNRB0004999.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and North 24 Parganas that will provide accurate information.

How to Use IFSC Code CNRB0004999 for Online Transfers?

Once you have the IFSC Code CNRB0004999 for the Dakhineswar branch of Canara Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0004999. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004999.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Dakhineswar in North 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Dakhineswar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Dakhineswar, North 24 Parganas?

The IFSC Code is CNRB0004999.

Is the IFSC Code CNRB0004999 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Dakhineswar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dakhineswar branch?

The address of the branch is Ground Floor 14 Tn Biswas Road Kolkata-700035 located in North 24 Parganas, Dakshineshwar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.