Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Bashirhat branch in North 24 Parganas, Basirhat, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0004977. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Bashirhat, North 24 Parganas

Below in the table are the key details related to IFSC Code CNRB0004977 of Canara Bank for its branch located in North 24 Parganas, within the district of Basirhat in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004977
Branch Bashirhat
City North 24 Parganas
District Basirhat
State West Bengal
Address Canara Bank Vil Maitrabagan Po Basirhat Collg Di North 24 Parganas Basirhat West Bengal 743412

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in North 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0004977 for the Bashirhat branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Bashirhat, North 24 Parganas, West Bengal, is provided with a unique IFSC like CNRB0004977 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like North 24 Parganas and Basirhat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Bashirhat do not get mixed with another location.

Format of the IFSC Code CNRB0004977

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bashirhat in North 24 Parganas.

For example, the IFSC Code CNRB0004977 of Canara Bank for the Bashirhat branch has these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0004977 of Canara Bank for its Bashirhat branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in North 24 Parganas and Basirhat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Bashirhat or North 24 Parganas to get the exact IFSC Code CNRB0004977.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and North 24 Parganas, then it will provide you proper information.

How to Use IFSC Code CNRB0004977 for Online Transfers?

Once you have the IFSC Code CNRB0004977 for the Bashirhat branch of Canara Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004977. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004977.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Bashirhat in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Bashirhat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Bashirhat, North 24 Parganas?

The IFSC Code is CNRB0004977.

Is the IFSC Code CNRB0004977 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Bashirhat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bashirhat branch?

The address of the branch is Canara Bank Vil Maitrabagan Po Basirhat Collg Di North 24 Parganas Basirhat West Bengal 743412 located in North 24 Parganas, Basirhat, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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