There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Thummanhatti branch in Nilgiris, Thummanatty, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Nilgiris or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CNRB0004761. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Thummanhatti, Nilgiris

Here are the key points that are associated with the IFSC Code CNRB0004761 of Canara Bank for its branch located in Nilgiris, within the district of Thummanatty in the state of Tamil Nadu.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004761
Branch Thummanhatti
City Nilgiris
District Thummanatty
State Tamil Nadu
Address Panchayat Union Building Hummanahatti Village And Post Thummanahatti 643 002

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Nilgiris for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0004761 for the Thummanhatti branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004761 is given to every bank branch, including Canara Bank located in Thummanhatti, Nilgiris, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Nilgiris.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nilgiris and Thummanatty.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Thummanhatti doesn't end up at another location.

Format of the IFSC Code CNRB0004761

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thummanhatti in Nilgiris.

For example, the IFSC Code CNRB0004761 of Canara Bank for the Thummanhatti branch includes these elements, identifying the bank and the branch location in Nilgiris and Tamil Nadu correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004761 of Canara Bank for its Thummanhatti branch located in Nilgiris, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Nilgiris and Thummanatty, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Thummanhatti or Nilgiris to find the exact IFSC Code CNRB0004761.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Nilgiris will provide accurate information.

How to Use IFSC Code CNRB0004761 for Online Transfers?

If you have the IFSC Code CNRB0004761 for the Thummanhatti branch of Canara Bank in Nilgiris, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004761. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004761.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Thummanhatti in Nilgiris, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Thummanhatti, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nilgiris manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Thummanhatti, Nilgiris?

The IFSC Code is CNRB0004761.

Is the IFSC Code CNRB0004761 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Thummanhatti?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thummanhatti branch?

The address of the branch is Panchayat Union Building Hummanahatti Village And Post Thummanahatti 643 002 located in Nilgiris, Thummanatty, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.