There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Hilsa branch in Nalanda, Hilsa, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Nalanda or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CNRB0004190. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Hilsa, Nalanda

Here are the key points that are associated with the IFSC Code CNRB0004190 of Canara Bank for its branch located in Nalanda, within the district of Hilsa in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004190
Branch Hilsa
City Nalanda
District Hilsa
State Bihar
Address Ground Floor , Hilsa Patna Main Road Hilsa, Distt.Nalanda (Bihar) Pin 801302

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Nalanda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004190 for the Hilsa branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Hilsa, Nalanda, Bihar, is provided with a unique IFSC like CNRB0004190 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Nalanda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nalanda and Hilsa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Hilsa do not get mixed with another location.

Format of the IFSC Code CNRB0004190

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hilsa in Nalanda.

For example, the IFSC Code CNRB0004190 of Canara Bank for the Hilsa branch includes these elements, identifying the bank and the branch location in Nalanda and Bihar correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004190 of Canara Bank for its Hilsa branch located in Nalanda, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Nalanda and Hilsa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Hilsa or Nalanda to find the exact IFSC Code CNRB0004190.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Nalanda will provide accurate information.

How to Use IFSC Code CNRB0004190 for Online Transfers?

If you have the IFSC Code CNRB0004190 for the Hilsa branch of Canara Bank in Nalanda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004190. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004190.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Hilsa in Nalanda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Hilsa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nalanda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Hilsa, Nalanda?

The IFSC Code is CNRB0004190.

Is the IFSC Code CNRB0004190 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Hilsa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hilsa branch?

The address of the branch is Ground Floor , Hilsa Patna Main Road Hilsa, Distt.Nalanda (Bihar) Pin 801302 located in Nalanda, Hilsa, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.