IFSC Code of Canara Bank, Lumding, Lumding, Assam — CNRB0004249

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Lumding branch in Nagaon, Lumding, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Nagaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0004249. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Lumding, Nagaon

Below in the table are the key details related to IFSC Code CNRB0004249 of Canara Bank for its branch located in Nagaon, within the district of Lumding in the state of Assam.

These details help users in online banking and for businesses and individuals who use Canara Bank in Nagaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004249 for the Lumding branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Lumding, Nagaon, Assam, are given a unique IFSC like CNRB0004249 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Nagaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Nagaon and Lumding.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Lumding goes to the correct branch. This is important because Canara Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0004249

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lumding in Nagaon.

For example, the IFSC Code CNRB0004249 of Canara Bank for the Lumding branch includes these elements, identifying the bank and the branch location in Nagaon and Assam accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004249 of Canara Bank for its Lumding branch located in Nagaon, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Nagaon and Lumding, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Lumding or Nagaon to find the exact IFSC Code CNRB0004249.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Nagaon will provide accurate information.

How to Use IFSC Code CNRB0004249 for Online Transfers?

If you have the IFSC Code CNRB0004249 for the Lumding branch of Canara Bank in Nagaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004249. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004249.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Lumding in Nagaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Lumding, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagaon to handle online money transfers and get their cheques cleared smoothly.