Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Muzaffarpur, Jhuran Chapra branch in Muzaffarpur, Muzaffarpur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0002821. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Muzaffarpur, Jhuran Chapra, Muzaffarpur
Here are the main details that are associated with the IFSC Code CNRB0002821 of Canara Bank for its branch located in Muzaffarpur, within the district of Muzaffarpur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0002821 |
| Branch | Muzaffarpur, Jhuran Chapra |
| City | Muzaffarpur |
| District | Muzaffarpur |
| State | Bihar |
| Address | Main Road, Mahesh Babu Chowk, Jhuran Chapra, Muzaffarpur (Bihar) |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Muzaffarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002821 for the Muzaffarpur, Jhuran Chapra branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0002821 is given to every bank branch, including Canara Bank located in Muzaffarpur, Jhuran Chapra, Muzaffarpur, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Muzaffarpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Muzaffarpur and Muzaffarpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Muzaffarpur, Jhuran Chapra doesn't end up at another location.
Format of the IFSC Code CNRB0002821
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muzaffarpur, Jhuran Chapra in Muzaffarpur.
For example, the IFSC Code CNRB0002821 of Canara Bank for the Muzaffarpur, Jhuran Chapra branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Bihar accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0002821 of Canara Bank for its Muzaffarpur, Jhuran Chapra branch located in Muzaffarpur, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Muzaffarpur and Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Muzaffarpur, Jhuran Chapra or Muzaffarpur to get the exact IFSC Code CNRB0002821.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Muzaffarpur, then it will provide you proper information.
How to Use IFSC Code CNRB0002821 for Online Transfers?
Once you have the IFSC Code CNRB0002821 for the Muzaffarpur, Jhuran Chapra branch of Canara Bank in Muzaffarpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0002821. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0002821.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Muzaffarpur, Jhuran Chapra in Muzaffarpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Muzaffarpur, Jhuran Chapra, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Muzaffarpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Muzaffarpur, Jhuran Chapra Muzaffarpur branch is CNRB0002821.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Main Road, Mahesh Babu Chowk, Jhuran Chapra, Muzaffarpur (Bihar).
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.