There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Munger Monghyr Ii branch in Muzaffarpur, Munger, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Muzaffarpur or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CNRB0017480. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Munger Monghyr Ii, Muzaffarpur

The table below shows the main details of the IFSC Code CNRB0017480 for the Canara Bank branch in Muzaffarpur, which falls under the Munger district in Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0017480
Branch Munger Monghyr Ii
City Muzaffarpur
District Munger
State Bihar
Address Deepak Smriti Bhawan Guljar Pokhar Munger Munger Bihar 811 201

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Muzaffarpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0017480 for the Munger Monghyr Ii branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Munger Monghyr Ii, Muzaffarpur, Bihar, are given a unique IFSC like CNRB0017480 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Muzaffarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Muzaffarpur and Munger.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Munger Monghyr Ii goes to the correct branch. This is important because Canara Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0017480

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Munger Monghyr Ii in Muzaffarpur.

For example, the IFSC Code CNRB0017480 of Canara Bank for the Munger Monghyr Ii branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Bihar accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0017480 of Canara Bank for its Munger Monghyr Ii branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Muzaffarpur and Munger, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Munger Monghyr Ii or Muzaffarpur to get the exact IFSC Code CNRB0017480.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Muzaffarpur, you'll get the correct details.

How to Use IFSC Code CNRB0017480 for Online Transfers?

Once you have the IFSC Code CNRB0017480 for the Munger Monghyr Ii branch of Canara Bank in Muzaffarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0017480. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0017480.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Munger Monghyr Ii in Muzaffarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Munger Monghyr Ii, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Muzaffarpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Munger Monghyr Ii, Muzaffarpur?

The IFSC Code is CNRB0017480.

Is the IFSC Code CNRB0017480 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Munger Monghyr Ii?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Munger Monghyr Ii branch?

The address of the branch is Deepak Smriti Bhawan Guljar Pokhar Munger Munger Bihar 811 201 located in Muzaffarpur, Munger, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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