For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Lisarh branch in Muzaffarnagar, Lisadh, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0002185. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Lisarh, Muzaffarnagar

Here are the main details that are associated with the IFSC Code CNRB0002185 of Canara Bank for its branch located in Muzaffarnagar, within the district of Lisadh in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002185
Branch Lisarh
City Muzaffarnagar
District Lisadh
State Uttar Pradesh
Address Lisarh Vill.& P.O. , Tehsil Budhana , Dist Muzaffarnagar (Up) - 247775

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Muzaffarnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002185 for the Lisarh branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Lisarh, Muzaffarnagar, Uttar Pradesh, is provided a unique IFSC like CNRB0002185 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Muzaffarnagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Muzaffarnagar and Lisadh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Lisarh do not get misguided to another person.

Format of the IFSC Code CNRB0002185

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lisarh in Muzaffarnagar.

For example, the IFSC Code CNRB0002185 of Canara Bank for the Lisarh branch has these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002185 of Canara Bank for its Lisarh branch located in Muzaffarnagar, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Muzaffarnagar and Lisadh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Lisarh or Muzaffarnagar to get the exact IFSC Code CNRB0002185.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Muzaffarnagar, you'll get the correct details.

How to Use IFSC Code CNRB0002185 for Online Transfers?

Once you have the IFSC Code CNRB0002185 for the Lisarh branch of Canara Bank in Muzaffarnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002185. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002185.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Lisarh in Muzaffarnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Lisarh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Muzaffarnagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Lisarh, Muzaffarnagar?

The IFSC Code is CNRB0002185.

Is the IFSC Code CNRB0002185 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Lisarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lisarh branch?

The address of the branch is Lisarh Vill.& P.O. , Tehsil Budhana , Dist Muzaffarnagar (Up) - 247775 located in Muzaffarnagar, Lisadh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.