The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kairana branch in Muzaffarnagar, Kairana, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0002177. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kairana, Muzaffarnagar

The table below shows the main details of the IFSC Code CNRB0002177 for the Canara Bank branch in Muzaffarnagar, which falls under the Kairana district in Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002177
Branch Kairana
City Muzaffarnagar
District Kairana
State Uttar Pradesh
Address Begumpura, Kairana , Dist Muzaffarnagar, (Up) - 247774

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Muzaffarnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0002177 for the Kairana branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Kairana, Muzaffarnagar, Uttar Pradesh, are allotted a unique IFSC like CNRB0002177 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Muzaffarnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Muzaffarnagar and Kairana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Kairana reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code CNRB0002177

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kairana in Muzaffarnagar.

For example, the IFSC Code CNRB0002177 of Canara Bank for the Kairana branch includes these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002177 of Canara Bank for its Kairana branch located in Muzaffarnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Muzaffarnagar and Kairana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Kairana or Muzaffarnagar to get the exact IFSC Code CNRB0002177.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Muzaffarnagar that will provide accurate information.

How to Use IFSC Code CNRB0002177 for Online Transfers?

Once you have the IFSC Code CNRB0002177 for the Kairana branch of Canara Bank in Muzaffarnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002177. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002177.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kairana in Muzaffarnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Kairana, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Muzaffarnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kairana, Muzaffarnagar?

The IFSC Code is CNRB0002177.

Is the IFSC Code CNRB0002177 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kairana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kairana branch?

The address of the branch is Begumpura, Kairana , Dist Muzaffarnagar, (Up) - 247774 located in Muzaffarnagar, Kairana, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.