There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Bhabanibati branch in Murshidabad, Bhabanibati, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Murshidabad or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CNRB0019560. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Bhabanibati, Murshidabad

Here are the main details that are associated with the IFSC Code CNRB0019560 of Canara Bank for its branch located in Murshidabad, within the district of Bhabanibati in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019560
Branch Bhabanibati
City Murshidabad
District Bhabanibati
State West Bengal
Address Joykrishnapurvianimtitadist Murshidabadstate West Bengalpin 742 224

These details help users in online banking and for businesses and individuals who use Canara Bank in Murshidabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019560 for the Bhabanibati branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Bhabanibati, Murshidabad, West Bengal, is provided a unique IFSC like CNRB0019560 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Murshidabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Murshidabad and Bhabanibati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Bhabanibati do not get misguided to another person.

Format of the IFSC Code CNRB0019560

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhabanibati in Murshidabad.

For example, the IFSC Code CNRB0019560 of Canara Bank for the Bhabanibati branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019560 of Canara Bank for its Bhabanibati branch located in Murshidabad, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Murshidabad and Bhabanibati, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Bhabanibati or Murshidabad to get the exact IFSC Code CNRB0019560.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Murshidabad, you'll get the correct details.

How to Use IFSC Code CNRB0019560 for Online Transfers?

Once you have the IFSC Code CNRB0019560 for the Bhabanibati branch of Canara Bank in Murshidabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0019560. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019560.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Bhabanibati in Murshidabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Bhabanibati, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Bhabanibati, Murshidabad?

The IFSC Code is CNRB0019560.

Is the IFSC Code CNRB0019560 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Bhabanibati?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bhabanibati branch?

The address of the branch is Joykrishnapurvianimtitadist Murshidabadstate West Bengalpin 742 224 located in Murshidabad, Bhabanibati, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.