The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch in Moradabad, Moradabad, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0019857. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Specialised Mid Corporate Branch Moradabad Lakri Fazalpur, Moradabad
The table below shows the main details of the IFSC Code CNRB0019857 for the Canara Bank branch in Moradabad, which falls under the Moradabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019857 |
| Branch | Specialised Mid Corporate Branch Moradabad Lakri Fazalpur |
| City | Moradabad |
| District | Moradabad |
| State | Uttar Pradesh |
| Address | Regional Office Moradabad Opp Police Lines Mandir Civil Lines Moradabad U P 244001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Moradabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019857 for the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019857 is given to every bank branch, including Canara Bank located in Specialised Mid Corporate Branch Moradabad Lakri Fazalpur, Moradabad, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Moradabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Moradabad and Moradabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Specialised Mid Corporate Branch Moradabad Lakri Fazalpur doesn't end up at another location.
Format of the IFSC Code CNRB0019857
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Specialised Mid Corporate Branch Moradabad Lakri Fazalpur in Moradabad.
For example, the IFSC Code CNRB0019857 of Canara Bank for the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch has these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0019857 of Canara Bank for its Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch located in Moradabad, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Moradabad and Moradabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Specialised Mid Corporate Branch Moradabad Lakri Fazalpur or Moradabad to get the exact IFSC Code CNRB0019857.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Moradabad, then it will provide you proper information.
How to Use IFSC Code CNRB0019857 for Online Transfers?
Once you have the IFSC Code CNRB0019857 for the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur branch of Canara Bank in Moradabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0019857. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019857.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Specialised Mid Corporate Branch Moradabad Lakri Fazalpur in Moradabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Specialised Mid Corporate Branch Moradabad Lakri Fazalpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Moradabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Specialised Mid Corporate Branch Moradabad Lakri Fazalpur Moradabad branch is CNRB0019857.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Regional Office Moradabad Opp Police Lines Mandir Civil Lines Moradabad U P 244001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.