For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Specialised Sme Branch Mohkampur branch in Meerut, Mohkampur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018792. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Specialised Sme Branch Mohkampur, Meerut
The table below shows the main details of the IFSC Code CNRB0018792 for the Canara Bank branch in Meerut, which falls under the Mohkampur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0018792 |
| Branch | Specialised Sme Branch Mohkampur |
| City | Meerut |
| District | Mohkampur |
| State | Uttar Pradesh |
| Address | 63 Mohkampur Opp Mukut Mahal Banquet Hall Delhi Road Meerut Meerut 250 002 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Meerut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018792 for the Specialised Sme Branch Mohkampur branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Specialised Sme Branch Mohkampur, Meerut, Uttar Pradesh, is provided with a unique IFSC like CNRB0018792 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Meerut.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Meerut and Mohkampur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Specialised Sme Branch Mohkampur do not get mixed with another location.
Format of the IFSC Code CNRB0018792
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Specialised Sme Branch Mohkampur in Meerut.
For example, the IFSC Code CNRB0018792 of Canara Bank for the Specialised Sme Branch Mohkampur branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh accurately.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0018792 of Canara Bank for its Specialised Sme Branch Mohkampur branch located in Meerut, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Meerut and Mohkampur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Specialised Sme Branch Mohkampur or Meerut to find the exact IFSC Code CNRB0018792.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Meerut will provide accurate information.
How to Use IFSC Code CNRB0018792 for Online Transfers?
Once you have the IFSC Code CNRB0018792 for the Specialised Sme Branch Mohkampur branch of Canara Bank in Meerut, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0018792. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018792.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Specialised Sme Branch Mohkampur in Meerut may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Specialised Sme Branch Mohkampur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Meerut manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0018792.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 63 Mohkampur Opp Mukut Mahal Banquet Hall Delhi Road Meerut Meerut 250 002 located in Meerut, Mohkampur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.