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IFSC Code of Canara Bank, Chamtiara, Medinipur, West Bengal — CNRB0001954

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Chamtiara branch in Medinipur, Medinipur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0001954. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Chamtiara, Medinipur

Here are the main details that are associated with the IFSC Code CNRB0001954 of Canara Bank for its branch located in Medinipur, within the district of Medinipur in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001954
Branch Chamtiara
City Medinipur
District Medinipur
State West Bengal
Address Vill. Chamitara, , P.O. Bamal, Dist Paschim Medinipur (West Bengal) - 721516

These details help users in online banking and for businesses and individuals who use Canara Bank in Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001954 for the Chamtiara branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Chamtiara, Medinipur, West Bengal, is provided with a unique IFSC like CNRB0001954 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Medinipur and Medinipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Chamtiara do not get mixed with another location.

Format of the IFSC Code CNRB0001954

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chamtiara in Medinipur.

For example, the IFSC Code CNRB0001954 of Canara Bank for the Chamtiara branch includes these elements, identifying the bank and the branch location in Medinipur and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0001954 of Canara Bank for its Chamtiara branch located in Medinipur, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Medinipur and Medinipur, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Chamtiara or Medinipur to get the exact IFSC Code CNRB0001954.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Medinipur, you'll get the correct details.

How to Use IFSC Code CNRB0001954 for Online Transfers?

Once you have the IFSC Code CNRB0001954 for the Chamtiara branch of Canara Bank in Medinipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0001954. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001954.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Chamtiara in Medinipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Chamtiara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Chamtiara, Medinipur?

The IFSC Code is CNRB0001954.

Is the IFSC Code CNRB0001954 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Chamtiara?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chamtiara branch?

The address of the branch is Vill. Chamitara, , P.O. Bamal, Dist Paschim Medinipur (West Bengal) - 721516 located in Medinipur, Medinipur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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