Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Bihariganj branch in Madhepura, Bihariganj, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Madhepura or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0007469. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Bihariganj, Madhepura

Here are the main details that are associated with the IFSC Code CNRB0007469 of Canara Bank for its branch located in Madhepura, within the district of Bihariganj in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0007469
Branch Bihariganj
City Madhepura
District Bihariganj
State Bihar
Address Thana Road,Bihariganj,Madhepura Distt,Bihar-852101

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Madhepura for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0007469 for the Bihariganj branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Bihariganj, Madhepura, Bihar, are allotted a unique IFSC like CNRB0007469 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madhepura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Madhepura and Bihariganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Bihariganj reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CNRB0007469

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bihariganj in Madhepura.

For example, the IFSC Code CNRB0007469 of Canara Bank for the Bihariganj branch includes these elements, identifying the bank and the branch location in Madhepura and Bihar accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0007469 of Canara Bank for its Bihariganj branch located in Madhepura, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Madhepura and Bihariganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Bihariganj or Madhepura to get the exact IFSC Code CNRB0007469.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Madhepura, you'll get the correct details.

How to Use IFSC Code CNRB0007469 for Online Transfers?

Once you have the IFSC Code CNRB0007469 for the Bihariganj branch of Canara Bank in Madhepura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0007469. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007469.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Bihariganj in Madhepura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Bihariganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Madhepura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Bihariganj, Madhepura?

The IFSC Code is CNRB0007469.

Is the IFSC Code CNRB0007469 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Bihariganj?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bihariganj branch?

The address of the branch is Thana Road,Bihariganj,Madhepura Distt,Bihar-852101 located in Madhepura, Bihariganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.