For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Lucknow Rai Bareilly Road branch in Lucknow, Lucknow, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018485. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Lucknow Rai Bareilly Road, Lucknow

Here are the key points that are associated with the IFSC Code CNRB0018485 of Canara Bank for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018485
Branch Lucknow Rai Bareilly Road
City Lucknow
District Lucknow
State Uttar Pradesh
Address No 11 Saraswatipuram Near Sgpgi Rai Bareilly Road Lucknow Lucknow 226 025

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Lucknow for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018485 for the Lucknow Rai Bareilly Road branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Lucknow Rai Bareilly Road, Lucknow, Uttar Pradesh, are allotted a unique IFSC like CNRB0018485 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lucknow.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Lucknow and Lucknow.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Lucknow Rai Bareilly Road reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code CNRB0018485

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lucknow Rai Bareilly Road in Lucknow.

For example, the IFSC Code CNRB0018485 of Canara Bank for the Lucknow Rai Bareilly Road branch has these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0018485 of Canara Bank for its Lucknow Rai Bareilly Road branch located in Lucknow, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Lucknow Rai Bareilly Road or Lucknow to find the exact IFSC Code CNRB0018485.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Lucknow will provide accurate information.

How to Use IFSC Code CNRB0018485 for Online Transfers?

Once you have the IFSC Code CNRB0018485 for the Lucknow Rai Bareilly Road branch of Canara Bank in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018485. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018485.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Lucknow Rai Bareilly Road in Lucknow, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Lucknow Rai Bareilly Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Lucknow Rai Bareilly Road Lucknow?

The IFSC Code of the Lucknow Rai Bareilly Road Lucknow branch is CNRB0018485.

Is IFSC Code CNRB0018485 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Lucknow Rai Bareilly Road branch?

The branch is located at No 11 Saraswatipuram Near Sgpgi Rai Bareilly Road Lucknow Lucknow 226 025.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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