The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Manho Lohardaga branch in Lohardagga, Lohardaga, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Lohardagga or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0004620. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Manho Lohardaga, Lohardagga
Below in the table are the key details related to IFSC Code CNRB0004620 of Canara Bank for its branch located in Lohardagga, within the district of Lohardaga in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004620 |
| Branch | Manho Lohardaga |
| City | Lohardagga |
| District | Lohardaga |
| State | Jharkhand |
| Address | Canara Bank,Manho,Taluk-Lohardaga,Dist Lohardaga-835302,Jharkhand |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Lohardagga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004620 for the Manho Lohardaga branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Manho Lohardaga, Lohardagga, Jharkhand, is provided a unique IFSC like CNRB0004620 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Canara Bank branch in Lohardagga.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lohardagga and Lohardaga.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Manho Lohardaga do not get misguided to another person.
Format of the IFSC Code CNRB0004620
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manho Lohardaga in Lohardagga.
For example, the IFSC Code CNRB0004620 of Canara Bank for the Manho Lohardaga branch includes these elements, identifying the bank and the branch location in Lohardagga and Jharkhand accurately.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0004620 of Canara Bank for its Manho Lohardaga branch located in Lohardagga, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Lohardagga and Lohardaga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Manho Lohardaga or Lohardagga to find the exact IFSC Code CNRB0004620.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Lohardagga will provide accurate information.
How to Use IFSC Code CNRB0004620 for Online Transfers?
Once you have the IFSC Code CNRB0004620 for the Manho Lohardaga branch of Canara Bank in Lohardagga, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0004620. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004620.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Manho Lohardaga in Lohardagga, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Manho Lohardaga, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lohardagga to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004620.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank,Manho,Taluk-Lohardaga,Dist Lohardaga-835302,Jharkhand located in Lohardagga, Lohardaga, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.