The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kiltan branch in Lakshadweep, Kiltan, Lakshadweep, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Lakshadweep or anywhere in Lakshadweep can transfer funds instantly by using the correct IFSC Code CNRB0019956. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Kiltan, Lakshadweep
The table below shows the main details of the IFSC Code CNRB0019956 for the Canara Bank branch in Lakshadweep, which falls under the Kiltan district in Lakshadweep.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019956 |
| Branch | Kiltan |
| City | Lakshadweep |
| District | Kiltan |
| State | Lakshadweep |
| Address | Govt Treasury Buildingkiltan Via P O Kochipin 682 558 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Lakshadweep for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019956 for the Kiltan branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Kiltan, Lakshadweep, Lakshadweep, are given a unique IFSC like CNRB0019956 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lakshadweep.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Lakshadweep and Kiltan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Kiltan goes to the correct branch. This is important because Canara Bank has thousands of branches in Lakshadweep and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0019956
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kiltan in Lakshadweep.
For example, the IFSC Code CNRB0019956 of Canara Bank for the Kiltan branch includes these elements, identifying the bank and the branch location in Lakshadweep and Lakshadweep accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0019956 of Canara Bank for its Kiltan branch located in Lakshadweep, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Lakshadweep and Kiltan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Kiltan or Lakshadweep to get the exact IFSC Code CNRB0019956.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Lakshadweep, then it will provide you proper information.
How to Use IFSC Code CNRB0019956 for Online Transfers?
Once you have the IFSC Code CNRB0019956 for the Kiltan branch of Canara Bank in Lakshadweep, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0019956. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019956.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kiltan in Lakshadweep, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kiltan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakshadweep to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019956.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Govt Treasury Buildingkiltan Via P O Kochipin 682 558 located in Lakshadweep, Kiltan, Lakshadweep.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
