There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Lakhimpur Ii branch in Lakhimpur Khedi, Lakhimpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Lakhimpur Khedi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0018700. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Lakhimpur Ii, Lakhimpur Khedi

Here are the key points that are associated with the IFSC Code CNRB0018700 of Canara Bank for its branch located in Lakhimpur Khedi, within the district of Lakhimpur in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018700
Branch Lakhimpur Ii
City Lakhimpur Khedi
District Lakhimpur
State Uttar Pradesh
Address 362 Nai Basti Bus Stand Road Lakhimpur Lakhimpur Kheri 262 701

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Lakhimpur Khedi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018700 for the Lakhimpur Ii branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Lakhimpur Ii, Lakhimpur Khedi, Uttar Pradesh, is provided a unique IFSC like CNRB0018700 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Lakhimpur Khedi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Khedi and Lakhimpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Lakhimpur Ii do not get misguided to another person.

Format of the IFSC Code CNRB0018700

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lakhimpur Ii in Lakhimpur Khedi.

For example, the IFSC Code CNRB0018700 of Canara Bank for the Lakhimpur Ii branch includes these elements, identifying the bank and the branch location in Lakhimpur Khedi and Uttar Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0018700 of Canara Bank for its Lakhimpur Ii branch located in Lakhimpur Khedi, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Lakhimpur Khedi and Lakhimpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Lakhimpur Ii or Lakhimpur Khedi to get the exact IFSC Code CNRB0018700.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Lakhimpur Khedi, you'll get the correct details.

How to Use IFSC Code CNRB0018700 for Online Transfers?

Once you have the IFSC Code CNRB0018700 for the Lakhimpur Ii branch of Canara Bank in Lakhimpur Khedi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0018700. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018700.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Lakhimpur Ii in Lakhimpur Khedi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Lakhimpur Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Khedi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Lakhimpur Ii Lakhimpur Khedi?

The IFSC Code of the Lakhimpur Ii Lakhimpur Khedi branch is CNRB0018700.

Is IFSC Code CNRB0018700 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Lakhimpur Ii branch?

The branch is located at 362 Nai Basti Bus Stand Road Lakhimpur Lakhimpur Kheri 262 701.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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