For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Kozhikode R O branch in Kozhikode, Kodiathur, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0007967. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kozhikode R O, Kozhikode

The table below shows the main details of the IFSC Code CNRB0007967 for the Canara Bank branch in Kozhikode, which falls under the Kodiathur district in Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0007967
Branch Kozhikode R O
City Kozhikode
District Kodiathur
State Kerala
Address Canara Bank 18/395,Tali Samooham Road,Chalappuram Kozhikode Kerala 673002

These details helps users in online banking and for businesses and individuals who use Canara Bank in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007967 for the Kozhikode R O branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0007967 is given to every bank branch, including Canara Bank located in Kozhikode R O, Kozhikode, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Kozhikode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kozhikode and Kodiathur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Kozhikode R O doesn't end up at another location.

Format of the IFSC Code CNRB0007967

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kozhikode R O in Kozhikode.

For example, the IFSC Code CNRB0007967 of Canara Bank for the Kozhikode R O branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0007967 of Canara Bank for its Kozhikode R O branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Kozhikode and Kodiathur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Kozhikode R O or Kozhikode to get the exact IFSC Code CNRB0007967.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Kozhikode that will provide accurate information.

How to Use IFSC Code CNRB0007967 for Online Transfers?

Once you have the IFSC Code CNRB0007967 for the Kozhikode R O branch of Canara Bank in Kozhikode, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0007967. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007967.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Kozhikode R O in Kozhikode may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Kozhikode R O, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kozhikode manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kozhikode R O, Kozhikode?

The IFSC Code is CNRB0007967.

Is the IFSC Code CNRB0007967 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kozhikode R O?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kozhikode R O branch?

The address of the branch is Canara Bank 18/395,Tali Samooham Road,Chalappuram Kozhikode Kerala 673002 located in Kozhikode, Kodiathur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.