Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kozhikode Malaparamba branch in Kozhikode, Khozikode Dist, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014415. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kozhikode Malaparamba, Kozhikode

The table below shows the main details of the IFSC Code CNRB0014415 for the Canara Bank branch in Kozhikode, which falls under the Khozikode Dist district in Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014415
Branch Kozhikode Malaparamba
City Kozhikode
District Khozikode Dist
State Kerala
Address 33 6687 E1 E2 Gnd Flr Opal Complex Water Authority Rd Malaparamba Khozikode Kerala 673009

These details helps users in online banking and for businesses and individuals who use Canara Bank in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014415 for the Kozhikode Malaparamba branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kozhikode Malaparamba, Kozhikode, Kerala, is provided a unique IFSC like CNRB0014415 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Kozhikode.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kozhikode and Khozikode Dist.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kozhikode Malaparamba do not get misguided to another person.

Format of the IFSC Code CNRB0014415

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kozhikode Malaparamba in Kozhikode.

For example, the IFSC Code CNRB0014415 of Canara Bank for the Kozhikode Malaparamba branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0014415 of Canara Bank for its Kozhikode Malaparamba branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Kozhikode and Khozikode Dist, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kozhikode Malaparamba or Kozhikode to get the exact IFSC Code CNRB0014415.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kozhikode, you'll get the correct details.

How to Use IFSC Code CNRB0014415 for Online Transfers?

Once you have the IFSC Code CNRB0014415 for the Kozhikode Malaparamba branch of Canara Bank in Kozhikode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0014415. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0014415.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kozhikode Malaparamba in Kozhikode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kozhikode Malaparamba, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kozhikode manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kozhikode Malaparamba, Kozhikode?

The IFSC Code is CNRB0014415.

Is the IFSC Code CNRB0014415 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kozhikode Malaparamba?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kozhikode Malaparamba branch?

The address of the branch is 33 6687 E1 E2 Gnd Flr Opal Complex Water Authority Rd Malaparamba Khozikode Kerala 673009 located in Kozhikode, Khozikode Dist, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.