Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kuravilangad branch in Kottayam, Kuravilangad, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0004673. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Kuravilangad, Kottayam
Here are the key points that are associated with the IFSC Code CNRB0004673 of Canara Bank for its branch located in Kottayam, within the district of Kuravilangad in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004673 |
| Branch | Kuravilangad |
| City | Kottayam |
| District | Kuravilangad |
| State | Kerala |
| Address | 13/613, First Floor, Thenasseril Complex Pattani Junction, Kuravilangad P O Kottayam District Kerala -┬Á┬Á Pin - 686633 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Kottayam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004673 for the Kuravilangad branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004673 is given to every bank branch, including Canara Bank located in Kuravilangad, Kottayam, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Kottayam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kottayam and Kuravilangad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Kuravilangad doesn't end up at another location.
Format of the IFSC Code CNRB0004673
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kuravilangad in Kottayam.
For example, the IFSC Code CNRB0004673 of Canara Bank for the Kuravilangad branch includes these elements, identifying the bank and the branch location in Kottayam and Kerala accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0004673 of Canara Bank for its Kuravilangad branch located in Kottayam, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Kottayam and Kuravilangad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Kuravilangad or Kottayam to get the exact IFSC Code CNRB0004673.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Kottayam, then it will provide you proper information.
How to Use IFSC Code CNRB0004673 for Online Transfers?
Once you have the IFSC Code CNRB0004673 for the Kuravilangad branch of Canara Bank in Kottayam, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0004673. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004673.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Kuravilangad in Kottayam may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kuravilangad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kottayam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004673.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 13/613, First Floor, Thenasseril Complex Pattani Junction, Kuravilangad P O Kottayam District Kerala -┬Á┬Á Pin - 686633 located in Kottayam, Kuravilangad, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.