Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Ramganj Mandi branch in Kota, Ramganj Mandi, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Kota or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code CNRB0004236. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Ramganj Mandi, Kota

Here are the key points that are associated with the IFSC Code CNRB0004236 of Canara Bank for its branch located in Kota, within the district of Ramganj Mandi in the state of Rajasthan.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004236
Branch Ramganj Mandi
City Kota
District Ramganj Mandi
State Rajasthan
Address Canara Bank Rishab Colony, Suket Road, Ramganjmandi, Dist- Kota

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Kota for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0004236 for the Ramganj Mandi branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Ramganj Mandi, Kota, Rajasthan, are allotted a unique IFSC like CNRB0004236 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kota.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kota and Ramganj Mandi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Ramganj Mandi reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code CNRB0004236

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ramganj Mandi in Kota.

For example, the IFSC Code CNRB0004236 of Canara Bank for the Ramganj Mandi branch has these elements, identifying the bank and the branch location in Kota and Rajasthan correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004236 of Canara Bank for its Ramganj Mandi branch located in Kota, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Kota and Ramganj Mandi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Ramganj Mandi or Kota to get the exact IFSC Code CNRB0004236.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kota, you'll get the correct details.

How to Use IFSC Code CNRB0004236 for Online Transfers?

If you have the IFSC Code CNRB0004236 for the Ramganj Mandi branch of Canara Bank in Kota, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004236. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004236.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Ramganj Mandi in Kota, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Ramganj Mandi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kota to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Ramganj Mandi, Kota?

The IFSC Code is CNRB0004236.

Is the IFSC Code CNRB0004236 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Ramganj Mandi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramganj Mandi branch?

The address of the branch is Canara Bank Rishab Colony, Suket Road, Ramganjmandi, Dist- Kota located in Kota, Ramganj Mandi, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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