The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Uttar Boxiganj branch in Koch Bihar, Haldibari, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0005805. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Uttar Boxiganj, Koch Bihar
Here are the key points that are associated with the IFSC Code CNRB0005805 of Canara Bank for its branch located in Koch Bihar, within the district of Haldibari in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005805 |
| Branch | Uttar Boxiganj |
| City | Koch Bihar |
| District | Haldibari |
| State | West Bengal |
| Address | Gp Office Vill Po Boxirganj Via Haldibari Dist Coochbehar 735122 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Koch Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0005805 for the Uttar Boxiganj branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Uttar Boxiganj, Koch Bihar, West Bengal, is provided a unique IFSC like CNRB0005805 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Canara Bank branch in Koch Bihar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Koch Bihar and Haldibari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Uttar Boxiganj do not get misguided to another person.
Format of the IFSC Code CNRB0005805
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Uttar Boxiganj in Koch Bihar.
For example, the IFSC Code CNRB0005805 of Canara Bank for the Uttar Boxiganj branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0005805 of Canara Bank for its Uttar Boxiganj branch located in Koch Bihar, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Koch Bihar and Haldibari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Uttar Boxiganj or Koch Bihar to get the exact IFSC Code CNRB0005805.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Koch Bihar that will provide accurate information.
How to Use IFSC Code CNRB0005805 for Online Transfers?
Once you have the IFSC Code CNRB0005805 for the Uttar Boxiganj branch of Canara Bank in Koch Bihar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0005805. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0005805.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Uttar Boxiganj in Koch Bihar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Uttar Boxiganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0005805.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gp Office Vill Po Boxirganj Via Haldibari Dist Coochbehar 735122 located in Koch Bihar, Haldibari, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.