For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Mathabhanga branch in Koch Bihar, Mathabhanga, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0004097. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Mathabhanga, Koch Bihar
Here are the key points that are associated with the IFSC Code CNRB0004097 of Canara Bank for its branch located in Koch Bihar, within the district of Mathabhanga in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004097 |
| Branch | Mathabhanga |
| City | Koch Bihar |
| District | Mathabhanga |
| State | West Bengal |
| Address | Hospital Road, Paschimpara Po Mathabhanga Dist. Coochbehar 736146 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Koch Bihar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004097 for the Mathabhanga branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Mathabhanga, Koch Bihar, West Bengal, are allotted a unique IFSC like CNRB0004097 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Koch Bihar and Mathabhanga.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Mathabhanga reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code CNRB0004097
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mathabhanga in Koch Bihar.
For example, the IFSC Code CNRB0004097 of Canara Bank for the Mathabhanga branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0004097 of Canara Bank for its Mathabhanga branch located in Koch Bihar, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Koch Bihar and Mathabhanga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Mathabhanga or Koch Bihar to find the exact IFSC Code CNRB0004097.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Koch Bihar will provide accurate information.
How to Use IFSC Code CNRB0004097 for Online Transfers?
Once you have the IFSC Code CNRB0004097 for the Mathabhanga branch of Canara Bank in Koch Bihar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0004097. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004097.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Mathabhanga in Koch Bihar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Mathabhanga, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004097.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hospital Road, Paschimpara Po Mathabhanga Dist. Coochbehar 736146 located in Koch Bihar, Mathabhanga, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.