For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Dinhata branch in Koch Bihar, Dinhata, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0004096. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Dinhata, Koch Bihar
Here are the main details that are associated with the IFSC Code CNRB0004096 of Canara Bank for its branch located in Koch Bihar, within the district of Dinhata in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004096 |
| Branch | Dinhata |
| City | Koch Bihar |
| District | Dinhata |
| State | West Bengal |
| Address | Dinhata Main Road,Opp Hdfc Bankpo Dinhata Cooch Behar 736135 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Koch Bihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004096 for the Dinhata branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Dinhata, Koch Bihar, West Bengal, are allotted a unique IFSC like CNRB0004096 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Koch Bihar and Dinhata.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Dinhata reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code CNRB0004096
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dinhata in Koch Bihar.
For example, the IFSC Code CNRB0004096 of Canara Bank for the Dinhata branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal correctly.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0004096 of Canara Bank for its Dinhata branch located in Koch Bihar, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Koch Bihar and Dinhata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Dinhata or Koch Bihar to get the exact IFSC Code CNRB0004096.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Koch Bihar, then it will provide you proper information.
How to Use IFSC Code CNRB0004096 for Online Transfers?
Once you have the IFSC Code CNRB0004096 for the Dinhata branch of Canara Bank in Koch Bihar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0004096. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0004096.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Dinhata in Koch Bihar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Dinhata, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004096.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dinhata Main Road,Opp Hdfc Bankpo Dinhata Cooch Behar 736135 located in Koch Bihar, Dinhata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.