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IFSC Code of Canara Bank, Bairgachhi, Nalanda, Bihar — CNRB0004577

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Bairgachhi branch in Kishanganj, Nalanda, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Kishanganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0004577. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Bairgachhi, Kishanganj

Below in the table are the key details related to IFSC Code CNRB0004577 of Canara Bank for its branch located in Kishanganj, within the district of Nalanda in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004577
Branch Bairgachhi
City Kishanganj
District Nalanda
State Bihar
Address Vill- Bairgachhi Gachpara, Distt.- Kishanganj

These details help users in online banking and for businesses and individuals who use Canara Bank in Kishanganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004577 for the Bairgachhi branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004577 is given to every bank branch, including Canara Bank located in Bairgachhi, Kishanganj, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Kishanganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kishanganj and Nalanda.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Bairgachhi doesn't end up at another location.

Format of the IFSC Code CNRB0004577

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bairgachhi in Kishanganj.

For example, the IFSC Code CNRB0004577 of Canara Bank for the Bairgachhi branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004577 of Canara Bank for its Bairgachhi branch located in Kishanganj, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Kishanganj and Nalanda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Bairgachhi or Kishanganj to find the exact IFSC Code CNRB0004577.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Kishanganj will provide accurate information.

How to Use IFSC Code CNRB0004577 for Online Transfers?

If you have the IFSC Code CNRB0004577 for the Bairgachhi branch of Canara Bank in Kishanganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004577. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004577.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Bairgachhi in Kishanganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Bairgachhi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kishanganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Bairgachhi, Kishanganj?

The IFSC Code is CNRB0004577.

Is the IFSC Code CNRB0004577 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Bairgachhi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bairgachhi branch?

The address of the branch is Vill- Bairgachhi Gachpara, Distt.- Kishanganj located in Kishanganj, Nalanda, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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