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IFSC Code of Canara Bank, Olapur Gangaur, Khagaria, Bihar — CNRB0003120

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Olapur Gangaur branch in Khagaria, Khagaria, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Khagaria or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0003120. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Olapur Gangaur, Khagaria

Here are some of the key details that come with the IFSC Code CNRB0003120 of Canara Bank for its branch located in Khagaria, within the district of Khagaria in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0003120
Branch Olapur Gangaur
City Khagaria
District Khagaria
State Bihar
Address Ward Number14, Olapur Gangaur, Distkhagaria, Pin851204

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Khagaria for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0003120 for the Olapur Gangaur branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Olapur Gangaur, Khagaria, Bihar, is provided a unique IFSC like CNRB0003120 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Khagaria.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Khagaria and Khagaria.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Olapur Gangaur do not get misguided to another person.

Format of the IFSC Code CNRB0003120

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Olapur Gangaur in Khagaria.

For example, the IFSC Code CNRB0003120 of Canara Bank for the Olapur Gangaur branch has these elements, identifying the bank and the branch location in Khagaria and Bihar correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0003120 of Canara Bank for its Olapur Gangaur branch located in Khagaria, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Khagaria and Khagaria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Olapur Gangaur or Khagaria to get the exact IFSC Code CNRB0003120.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Khagaria, then it will provide you proper information.

How to Use IFSC Code CNRB0003120 for Online Transfers?

If you have the IFSC Code CNRB0003120 for the Olapur Gangaur branch of Canara Bank in Khagaria, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0003120. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0003120.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Olapur Gangaur in Khagaria, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Olapur Gangaur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Khagaria manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Olapur Gangaur Khagaria?

The IFSC Code of the Olapur Gangaur Khagaria branch is CNRB0003120.

Is IFSC Code CNRB0003120 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Olapur Gangaur branch?

The branch is located at Ward Number14, Olapur Gangaur, Distkhagaria, Pin851204.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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