There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Specialised Sme Branch Kasaragod Ii branch in Kasaragod, Kasargod, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Kasaragod or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code CNRB0014204. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Specialised Sme Branch Kasaragod Ii, Kasaragod
Here are the key points that are associated with the IFSC Code CNRB0014204 of Canara Bank for its branch located in Kasaragod, within the district of Kasargod in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0014204 |
| Branch | Specialised Sme Branch Kasaragod Ii |
| City | Kasaragod |
| District | Kasargod |
| State | Kerala |
| Address | City Centre Opp Sbi Bank Road Kerala 671 121 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Kasaragod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0014204 for the Specialised Sme Branch Kasaragod Ii branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0014204 is given to every bank branch, including Canara Bank located in Specialised Sme Branch Kasaragod Ii, Kasaragod, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Kasaragod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaragod and Kasargod.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Specialised Sme Branch Kasaragod Ii doesn't end up at another location.
Format of the IFSC Code CNRB0014204
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Specialised Sme Branch Kasaragod Ii in Kasaragod.
For example, the IFSC Code CNRB0014204 of Canara Bank for the Specialised Sme Branch Kasaragod Ii branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0014204 of Canara Bank for its Specialised Sme Branch Kasaragod Ii branch located in Kasaragod, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Kasaragod and Kasargod, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Specialised Sme Branch Kasaragod Ii or Kasaragod to get the exact IFSC Code CNRB0014204.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kasaragod, you'll get the correct details.
How to Use IFSC Code CNRB0014204 for Online Transfers?
Once you have the IFSC Code CNRB0014204 for the Specialised Sme Branch Kasaragod Ii branch of Canara Bank in Kasaragod, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0014204. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0014204.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Specialised Sme Branch Kasaragod Ii in Kasaragod, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Specialised Sme Branch Kasaragod Ii, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kasaragod manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Specialised Sme Branch Kasaragod Ii Kasaragod branch is CNRB0014204.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at City Centre Opp Sbi Bank Road Kerala 671 121.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.