IFSC Code of Canara Bank, Sme Kasargod, Kasaragod, Kerala- CNRB0004204

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Sme Kasargod branch in Kasaragod, Kasaragod, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0004204. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Sme Kasargod, Kasaragod

Here are some of the key details that come with the IFSC Code CNRB0004204 of Canara Bank for its branch located in Kasaragod, within the district of Kasaragod in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use Canara Bank in Kasaragod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004204 for the Sme Kasargod branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004204 is given to every bank branch, including Canara Bank located in Sme Kasargod, Kasaragod, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Canara Bank branch in Kasaragod.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaragod and Kasaragod.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Sme Kasargod doesn't end up at another location.

Format of the IFSC Code CNRB0004204

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme Kasargod in Kasaragod.

For example, the IFSC Code CNRB0004204 of Canara Bank for the Sme Kasargod branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004204 of Canara Bank for its Sme Kasargod branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Sme Kasargod or Kasaragod to get the exact IFSC Code CNRB0004204.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kasaragod, you'll get the correct details.

How to Use IFSC Code CNRB0004204 for Online Transfers?

If you have the IFSC Code CNRB0004204 for the Sme Kasargod branch of Canara Bank in Kasaragod, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004204. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004204.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Sme Kasargod in Kasaragod, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Sme Kasargod, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kasaragod to handle online money transfers and get their cheques cleared smoothly.